The aim of Micro credit and thus of this project is to make the customers responsible for their small amount loans, to develop business entrepreneurship. Micro Credit helps them become self-sufficient enough to ensure their project’s viability in the long run.

As it is for most micro finance institutions, Oxus’s IT architecture is divided in several geographic branches. The main headquarters are in Paris. Other quarters are located in countries where OCTO is active as well as in local settlements in France that provide micro finance services. The people involved in this project come from many countries with various training levels. They work in areas which often have poor electrical equipment and network infrastructures.

OCTO has contributed to the success of Oxus’s project thanks to its technical expertise and its core business knowledge : information technology architecture.

OCTO has chosen an innovating approach by combining:

• The analysis of organisational patterns, business processes and the existing system
  This approach helped in improving the communication between the headquarter and the field, focusing on the main characteristics of the processes and the architecture. Using short descriptions and pictures for patterns helped Oxus staff understand what was going on.
  
  
• The incremental creation of the information system
  A four person team was in charge of developing an integrated software aimed at optimizing day to day activity: clients, contracts, global accounting and risks.
  This software is now available to the community of micro finance institutions. We keep on developing it to add new features and adapt it to the field specificities
  

This software is now available to the community of micro finance institutions. We keep on developing it to help them and maintain its adaptability to their specificities.

If you want to contribute to its performance, you may refer to the website of our Open Source project.